Webhook (reference) - PAYBETA API

Each run that debits your wallet is reported to your registered webhook endpoint, in the same format as a direct purchase. data.reference is the run's transaction reference (it starts with the schedule reference), and transactionId matches the schedule's last_run.transaction_id.

{
  "eventType": "transaction.successful",
  "type": "data",
  "data": {
    "reference": "SCH-7F3K9QX2AB12-K3P9XQ2M",
    "amount": "1,000.00",
    "chargedAmount": "970.00",
    "commission": "30.00",
    "biller": "MTN 1GB - 30 Days",
    "customerId": "08031234567",
    "token": "0",
    "unit": "0",
    "voucher": "0",
    "currency": "NGN",
    "transactionId": "API-17596704001234567",
    "transactionDate": "2026-11-01 09:00:12",
    "status": "SUCCESSFUL",
    "message": "Your transaction was successful"
  }
}