Buy Bulk Airtime API

Bulk airtime

POST https://api.paybeta.ng/v2/bulk-airtime

Queue airtime for every recipient in the list. Saves batch_id / reference for the other requests.

Field	Required	Notes
reference	yes	your id for the whole request, unique per account
description	no	your label, max 100 chars
recipients	yes	1 – 1,000 items
recipients[].biller	yes	`mtn` · `glo` · `airtel` · `9mobile`
recipients[].phone_number	yes	`2348031234567` (or `08031234567`)
recipients[].amount	yes	NGN50 – NGN20,000
recipients[].reference	no	your id for this number; default `<reference>-<row>`

Send your secret key in the P-API-KEY header. Keep it on your server, never in an app or browser.

Body (JSON)

reference string Required

Example: PAYROLL-{{$timestamp}}
description string Required

Example: October staff airtime
recipients array Required
recipients[].biller string Required

Example: mtn
recipients[].phone_number string Required

Example: 2348031234567
recipients[].amount integer Required

Example: 1000
recipients[].reference string Optional

Example: STAFF-{{$timestamp}}-ADA

Responses

201Success
422Error

Request

curl --request POST \
  --url 'https://api.paybeta.ng/v2/bulk-airtime' \
  --header 'Accept: application/json' \
  --header 'Content-Type: application/json' \
  --header 'P-API-KEY: YOUR_SECRET_KEY' \
  --data '{
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
        {
            "biller": "mtn",
            "phone_number": "2348031234567",
            "amount": 1000,
            "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
            "biller": "glo",
            "phone_number": "2348051234567",
            "amount": 500
        },
        {
            "biller": "airtel",
            "phone_number": "08021234567",
            "amount": 200
        }
    ]
}'curl --request POST \
  --url 'https://api.sandbox.paybeta.ng/v2/bulk-airtime' \
  --header 'Accept: application/json' \
  --header 'Content-Type: application/json' \
  --header 'P-API-KEY: YOUR_SECRET_KEY' \
  --data '{
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
        {
            "biller": "mtn",
            "phone_number": "2348031234567",
            "amount": 1000,
            "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
            "biller": "glo",
            "phone_number": "2348051234567",
            "amount": 500
        },
        {
            "biller": "airtel",
            "phone_number": "08021234567",
            "amount": 200
        }
    ]
}'

<?php

use Illuminate\Support\Facades\Http;

$response = Http::withHeaders([
        'Accept' => 'application/json',
        'Content-Type' => 'application/json',
        'P-API-KEY' => 'YOUR_SECRET_KEY',
])->post('https://api.paybeta.ng/v2/bulk-airtime', [
    'reference' => 'PAYROLL-{{$timestamp}}',
    'description' => 'October staff airtime',
    'recipients' => [
        [
            'biller' => 'mtn',
            'phone_number' => '2348031234567',
            'amount' => 1000,
            'reference' => 'STAFF-{{$timestamp}}-ADA',
        ],
        [
            'biller' => 'glo',
            'phone_number' => '2348051234567',
            'amount' => 500,
        ],
        [
            'biller' => 'airtel',
            'phone_number' => '08021234567',
            'amount' => 200,
        ],
    ],
]);

$data = $response->json();<?php

use Illuminate\Support\Facades\Http;

$response = Http::withHeaders([
        'Accept' => 'application/json',
        'Content-Type' => 'application/json',
        'P-API-KEY' => 'YOUR_SECRET_KEY',
])->post('https://api.sandbox.paybeta.ng/v2/bulk-airtime', [
    'reference' => 'PAYROLL-{{$timestamp}}',
    'description' => 'October staff airtime',
    'recipients' => [
        [
            'biller' => 'mtn',
            'phone_number' => '2348031234567',
            'amount' => 1000,
            'reference' => 'STAFF-{{$timestamp}}-ADA',
        ],
        [
            'biller' => 'glo',
            'phone_number' => '2348051234567',
            'amount' => 500,
        ],
        [
            'biller' => 'airtel',
            'phone_number' => '08021234567',
            'amount' => 200,
        ],
    ],
]);

$data = $response->json();

const response = await fetch('https://api.paybeta.ng/v2/bulk-airtime', {
  method: 'POST',
  headers: {
    "Accept": "application/json",
    "Content-Type": "application/json",
    "P-API-KEY": "YOUR_SECRET_KEY",
  },
  body: JSON.stringify({
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
      {
        "biller": "mtn",
        "phone_number": "2348031234567",
        "amount": 1000,
        "reference": "STAFF-{{$timestamp}}-ADA"
      },
      {
        "biller": "glo",
        "phone_number": "2348051234567",
        "amount": 500
      },
      {
        "biller": "airtel",
        "phone_number": "08021234567",
        "amount": 200
      }
    ]
  }),
});

const data = await response.json();const response = await fetch('https://api.sandbox.paybeta.ng/v2/bulk-airtime', {
  method: 'POST',
  headers: {
    "Accept": "application/json",
    "Content-Type": "application/json",
    "P-API-KEY": "YOUR_SECRET_KEY",
  },
  body: JSON.stringify({
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
      {
        "biller": "mtn",
        "phone_number": "2348031234567",
        "amount": 1000,
        "reference": "STAFF-{{$timestamp}}-ADA"
      },
      {
        "biller": "glo",
        "phone_number": "2348051234567",
        "amount": 500
      },
      {
        "biller": "airtel",
        "phone_number": "08021234567",
        "amount": 200
      }
    ]
  }),
});

const data = await response.json();

import requests

response = requests.request(
    "POST",
    "https://api.paybeta.ng/v2/bulk-airtime",
    headers={
    "Accept": "application/json",
    "Content-Type": "application/json",
    "P-API-KEY": "YOUR_SECRET_KEY",
    },
    json={
        "reference": "PAYROLL-{{$timestamp}}",
        "description": "October staff airtime",
        "recipients": [
            {
                "biller": "mtn",
                "phone_number": "2348031234567",
                "amount": 1000,
                "reference": "STAFF-{{$timestamp}}-ADA"
            },
            {
                "biller": "glo",
                "phone_number": "2348051234567",
                "amount": 500
            },
            {
                "biller": "airtel",
                "phone_number": "08021234567",
                "amount": 200
            }
        ]
    },
)

data = response.json()import requests

response = requests.request(
    "POST",
    "https://api.sandbox.paybeta.ng/v2/bulk-airtime",
    headers={
    "Accept": "application/json",
    "Content-Type": "application/json",
    "P-API-KEY": "YOUR_SECRET_KEY",
    },
    json={
        "reference": "PAYROLL-{{$timestamp}}",
        "description": "October staff airtime",
        "recipients": [
            {
                "biller": "mtn",
                "phone_number": "2348031234567",
                "amount": 1000,
                "reference": "STAFF-{{$timestamp}}-ADA"
            },
            {
                "biller": "glo",
                "phone_number": "2348051234567",
                "amount": 500
            },
            {
                "biller": "airtel",
                "phone_number": "08021234567",
                "amount": 200
            }
        ]
    },
)

data = response.json()

POST /v2/bulk-airtime HTTP/1.1
Host: api.paybeta.ng
Accept: application/json
Content-Type: application/json
P-API-KEY: YOUR_SECRET_KEY

{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}POST /v2/bulk-airtime HTTP/1.1
Host: api.sandbox.paybeta.ng
Accept: application/json
Content-Type: application/json
P-API-KEY: YOUR_SECRET_KEY

{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}

import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;

String body = """
    {
      "reference": "PAYROLL-{{$timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
    """;

HttpRequest request = HttpRequest.newBuilder()
    .uri(URI.create("https://api.paybeta.ng/v2/bulk-airtime"))
    .header("Accept", "application/json")
    .header("Content-Type", "application/json")
    .header("P-API-KEY", "YOUR_SECRET_KEY")
    .method("POST", HttpRequest.BodyPublishers.ofString(body))
    .build();

HttpResponse<String> response = HttpClient.newHttpClient()
    .send(request, HttpResponse.BodyHandlers.ofString());

System.out.println(response.body());import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;

String body = """
    {
      "reference": "PAYROLL-{{$timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
    """;

HttpRequest request = HttpRequest.newBuilder()
    .uri(URI.create("https://api.sandbox.paybeta.ng/v2/bulk-airtime"))
    .header("Accept", "application/json")
    .header("Content-Type", "application/json")
    .header("P-API-KEY", "YOUR_SECRET_KEY")
    .method("POST", HttpRequest.BodyPublishers.ofString(body))
    .build();

HttpResponse<String> response = HttpClient.newHttpClient()
    .send(request, HttpResponse.BodyHandlers.ofString());

System.out.println(response.body());

using System.Net.Http;
using System.Text;

using var client = new HttpClient();
var request = new HttpRequestMessage(new HttpMethod("POST"), "https://api.paybeta.ng/v2/bulk-airtime");
request.Headers.TryAddWithoutValidation("Accept", "application/json");
request.Headers.TryAddWithoutValidation("P-API-KEY", "YOUR_SECRET_KEY");
request.Content = new StringContent(
    """
    {
      "reference": "PAYROLL-{{$timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
    """,
    Encoding.UTF8,
    "application/json");

var response = await client.SendAsync(request);
var data = await response.Content.ReadAsStringAsync();
Console.WriteLine(data);using System.Net.Http;
using System.Text;

using var client = new HttpClient();
var request = new HttpRequestMessage(new HttpMethod("POST"), "https://api.sandbox.paybeta.ng/v2/bulk-airtime");
request.Headers.TryAddWithoutValidation("Accept", "application/json");
request.Headers.TryAddWithoutValidation("P-API-KEY", "YOUR_SECRET_KEY");
request.Content = new StringContent(
    """
    {
      "reference": "PAYROLL-{{$timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{$timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
    """,
    Encoding.UTF8,
    "application/json");

var response = await client.SendAsync(request);
var data = await response.Content.ReadAsStringAsync();
Console.WriteLine(data);

package main

import (
	"fmt"
	"io"
	"net/http"
	"strings"
)

func main() {
	req, _ := http.NewRequest("POST", "https://api.paybeta.ng/v2/bulk-airtime", strings.NewReader(`{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}`))
	req.Header.Set("Accept", "application/json")
	req.Header.Set("Content-Type", "application/json")
	req.Header.Set("P-API-KEY", "YOUR_SECRET_KEY")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	data, _ := io.ReadAll(res.Body)
	fmt.Println(string(data))
}package main

import (
	"fmt"
	"io"
	"net/http"
	"strings"
)

func main() {
	req, _ := http.NewRequest("POST", "https://api.sandbox.paybeta.ng/v2/bulk-airtime", strings.NewReader(`{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}`))
	req.Header.Set("Accept", "application/json")
	req.Header.Set("Content-Type", "application/json")
	req.Header.Set("P-API-KEY", "YOUR_SECRET_KEY")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	data, _ := io.ReadAll(res.Body)
	fmt.Println(string(data))
}

require "net/http"
require "json"

uri = URI("https://api.paybeta.ng/v2/bulk-airtime")
request = Net::HTTP::Post.new(uri)
request["Accept"] = "application/json"
request["Content-Type"] = "application/json"
request["P-API-KEY"] = "YOUR_SECRET_KEY"
request.body = <<~'JSON'
  {
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
      {
        "biller": "mtn",
        "phone_number": "2348031234567",
        "amount": 1000,
        "reference": "STAFF-{{$timestamp}}-ADA"
      },
      {
        "biller": "glo",
        "phone_number": "2348051234567",
        "amount": 500
      },
      {
        "biller": "airtel",
        "phone_number": "08021234567",
        "amount": 200
      }
    ]
  }
JSON

response = Net::HTTP.start(uri.hostname, uri.port, use_ssl: uri.scheme == "https") do |http|
  http.request(request)
end

data = JSON.parse(response.body)require "net/http"
require "json"

uri = URI("https://api.sandbox.paybeta.ng/v2/bulk-airtime")
request = Net::HTTP::Post.new(uri)
request["Accept"] = "application/json"
request["Content-Type"] = "application/json"
request["P-API-KEY"] = "YOUR_SECRET_KEY"
request.body = <<~'JSON'
  {
    "reference": "PAYROLL-{{$timestamp}}",
    "description": "October staff airtime",
    "recipients": [
      {
        "biller": "mtn",
        "phone_number": "2348031234567",
        "amount": 1000,
        "reference": "STAFF-{{$timestamp}}-ADA"
      },
      {
        "biller": "glo",
        "phone_number": "2348051234567",
        "amount": 500
      },
      {
        "biller": "airtel",
        "phone_number": "08021234567",
        "amount": 200
      }
    ]
  }
JSON

response = Net::HTTP.start(uri.hostname, uri.port, use_ssl: uri.scheme == "https") do |http|
  http.request(request)
end

data = JSON.parse(response.body)

import okhttp3.MediaType.Companion.toMediaType
import okhttp3.OkHttpClient
import okhttp3.Request
import okhttp3.RequestBody.Companion.toRequestBody

val client = OkHttpClient()
val body = """
    {
      "reference": "PAYROLL-{{${'$'}timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{${'$'}timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
""".trimIndent().toRequestBody("application/json".toMediaType())

val request = Request.Builder()
    .url("https://api.paybeta.ng/v2/bulk-airtime")
    .method("POST", body)
    .addHeader("Accept", "application/json")
    .addHeader("Content-Type", "application/json")
    .addHeader("P-API-KEY", "YOUR_SECRET_KEY")
    .build()

client.newCall(request).execute().use { response ->
    println(response.body?.string())
}import okhttp3.MediaType.Companion.toMediaType
import okhttp3.OkHttpClient
import okhttp3.Request
import okhttp3.RequestBody.Companion.toRequestBody

val client = OkHttpClient()
val body = """
    {
      "reference": "PAYROLL-{{${'$'}timestamp}}",
      "description": "October staff airtime",
      "recipients": [
        {
          "biller": "mtn",
          "phone_number": "2348031234567",
          "amount": 1000,
          "reference": "STAFF-{{${'$'}timestamp}}-ADA"
        },
        {
          "biller": "glo",
          "phone_number": "2348051234567",
          "amount": 500
        },
        {
          "biller": "airtel",
          "phone_number": "08021234567",
          "amount": 200
        }
      ]
    }
""".trimIndent().toRequestBody("application/json".toMediaType())

val request = Request.Builder()
    .url("https://api.sandbox.paybeta.ng/v2/bulk-airtime")
    .method("POST", body)
    .addHeader("Accept", "application/json")
    .addHeader("Content-Type", "application/json")
    .addHeader("P-API-KEY", "YOUR_SECRET_KEY")
    .build()

client.newCall(request).execute().use { response ->
    println(response.body?.string())
}

import Foundation

var request = URLRequest(url: URL(string: "https://api.paybeta.ng/v2/bulk-airtime")!)
request.httpMethod = "POST"
request.setValue("application/json", forHTTPHeaderField: "Accept")
request.setValue("application/json", forHTTPHeaderField: "Content-Type")
request.setValue("YOUR_SECRET_KEY", forHTTPHeaderField: "P-API-KEY")
request.httpBody = #"""
{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}
"""#.data(using: .utf8)

let (data, _) = try await URLSession.shared.data(for: request)
print(String(data: data, encoding: .utf8)!)import Foundation

var request = URLRequest(url: URL(string: "https://api.sandbox.paybeta.ng/v2/bulk-airtime")!)
request.httpMethod = "POST"
request.setValue("application/json", forHTTPHeaderField: "Accept")
request.setValue("application/json", forHTTPHeaderField: "Content-Type")
request.setValue("YOUR_SECRET_KEY", forHTTPHeaderField: "P-API-KEY")
request.httpBody = #"""
{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}
"""#.data(using: .utf8)

let (data, _) = try await URLSession.shared.data(for: request)
print(String(data: data, encoding: .utf8)!)

import 'package:http/http.dart' as http;

final response = await http.post(
  Uri.parse('https://api.paybeta.ng/v2/bulk-airtime'),
  headers: {
    'Accept': 'application/json',
    'Content-Type': 'application/json',
    'P-API-KEY': 'YOUR_SECRET_KEY',
  },
  body: r'''
{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}
''',
);

print(response.body);import 'package:http/http.dart' as http;

final response = await http.post(
  Uri.parse('https://api.sandbox.paybeta.ng/v2/bulk-airtime'),
  headers: {
    'Accept': 'application/json',
    'Content-Type': 'application/json',
    'P-API-KEY': 'YOUR_SECRET_KEY',
  },
  body: r'''
{
  "reference": "PAYROLL-{{$timestamp}}",
  "description": "October staff airtime",
  "recipients": [
    {
      "biller": "mtn",
      "phone_number": "2348031234567",
      "amount": 1000,
      "reference": "STAFF-{{$timestamp}}-ADA"
    },
    {
      "biller": "glo",
      "phone_number": "2348051234567",
      "amount": 500
    },
    {
      "biller": "airtel",
      "phone_number": "08021234567",
      "amount": 200
    }
  ]
}
''',
);

print(response.body);

Response

{
    "status": "successful",
    "message": "Bulk airtime queued. 3 recipient(s) will be processed shortly.",
    "data": {
        "reference": "PAYROLL-OCT",
        "batch_id": "BLK-K3P9XQ2M7Z1A",
        "description": "October staff airtime",
        "status": "queued",
        "total_recipients": 3,
        "total_amount": 1700,
        "total_charge": 1644,
        "amount_charged": 0,
        "summary": {
            "successful": 0,
            "pending": 0,
            "failed": 0,
            "queued": 3,
            "cancelled": 0
        },
        "created_at": "2026-10-05T09:00:00+01:00",
        "started_at": null,
        "completed_at": null,
        "cancelled_at": null,
        "recipients": [
            {
                "row": 1,
                "reference": "STAFF-OCT-ADA",
                "biller": "mtn",
                "phone_number": "08031234567",
                "amount": 1000,
                "charged_amount": null,
                "status": "queued",
                "response_description": null,
                "transaction_id": null,
                "processed_at": null
            },
            {
                "row": 2,
                "reference": "PAYROLL-OCT-2",
                "biller": "glo",
                "phone_number": "08051234567",
                "amount": 500,
                "charged_amount": null,
                "status": "queued",
                "response_description": null,
                "transaction_id": null,
                "processed_at": null
            },
            {
                "row": 3,
                "reference": "PAYROLL-OCT-3",
                "biller": "airtel",
                "phone_number": "08021234567",
                "amount": 200,
                "charged_amount": null,
                "status": "queued",
                "response_description": null,
                "transaction_id": null,
                "processed_at": null
            }
        ]
    }
}

{
    "status": "failed",
    "message": "Recipient 3 phone_number must be 234 followed by 10 digits (or 0 followed by 10 digits).",
    "errors": {
        "recipients.2.phone_number": [
            "Recipient 3 phone_number must be 234 followed by 10 digits (or 0 followed by 10 digits)."
        ]
    }
}